Senior Accessible Housing Tax Credit Act of 2026
Latest action: Sponsor introductory remarks on measure. (CR H4413) (2026-07-14)
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What this bill does
This bill creates a new federal tax credit for people age 60 and older to cover the cost of making their homes more accessible, such as installing wheelchair ramps, grab bars, or non-slip flooring. The credit covers up to $10,000 per year in qualifying expenses, phases out for higher earners, and starts with tax years beginning after December 31, 2026. It also authorizes $100 million per year from 2027 through 2031 for an existing federal grant program that helps older adults modify their homes.
Who it affects
It would most affect homeowners age 60 and older who pay for accessibility modifications to their primary residence or a qualified second home, particularly those with incomes below the phase-out thresholds ($200,000 joint, $150,000 head of household, $100,000 single).
Key points
- Provides a tax credit equal to qualified accessible housing expenses, capped at $10,000 per year.
- Eligibility requires at least one taxpayer (or spouse on a joint return) to be 60 or older and not a nonresident alien.
- Covered modifications include ramps, widened doorways, handrails, non-slip flooring, shower seats, chair lifts, toilet and faucet replacements, and other improvements approved by federal officials.
- The credit shrinks as income rises above set thresholds and is adjusted for inflation starting after 2027.
- Separately authorizes $100 million annually (2027-2031) for an existing HUD grant program for older adult home modifications.
Plain-English summary generated by AI from the official record. Neutral by design; verify against the official text linked above.
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1 · Your position
If you support this
Supporting this bill means backing a new tax credit of up to $10,000 for seniors to make their homes more accessible, plus funding for a related home-modification grant program.
If you oppose this
Opposing this bill means choosing not to create this new senior accessibility tax credit and not to authorize the additional grant funding, leaving current law in place.
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